Banking Women Businesses

Empowering Women Entrepreneurs in Africa

Welcome to CYK Financial, a subsidiary of Finding XY. We are dedicated to empowering Women-Owned Small, Micro, and Medium-Sized Enterprise by providing affordable small-ticket loans ranging from USD 500 to 5,000. Our innovative, tech-enabled financial services leverage proven methodologies, market studies, and strategic partnerships to address the unique challenges faced by women entrepreneurs in Africa. Our tailored financial products and advisory services foster job creation and sustainable development for women-owned businesses.

Sign up with CYK Financial today and grow your business through our hassle-free loan application platform.

About Us

CYK Financial, a subsidiary of Finding XY is a tech enabled enterprise that banks Women Owned -Small Micro and Medium Size Enterprises (WO-MSMEs) by providing affordable small-ticket loans, ranging from USD 500 to 5,000. We grow businesses founded by female entrepreneurs providing them with financial services and advisory leveraging tech solutions to subsequently increase inclusivity and economic mobility.

The rationale of CYK Financial is that while formal women-led SMEs represent a significant percentage of all SMEs in emerging markets, the average growth rate of women’s enterprises is significantly lower than the average growth rate of SMEs run by men. This is attributed to a number of factors including social norms, lack of collateral and the general belief that women lack the capacity to meet their financial commitments. Acknowledging these hindrances, we seek to develop the capacity of female entrepreneurs by removing barriers that hinder them from accessing affordable financial services and tailored technical assistance.

Our Value Proposition

Despite the substantial presence and contribution of women entrepreneurs, studies highlight a staggering financing gap of over $20 billion for women in Sub-Saharan Africa, with younger women facing the most acute challenges. Recognizing these unique challenges faced by women entrepreneurs, we leverage technology to provide access to finance, capacity-building programs, and technical advisory services to the WO-MSMES thereby promoting financial inclusion for women and improving enterprise performance. Our offerings include asset financing, contract financing, working capital loans, bridge financing, coaching & mentorship, and cutting-edge tech solutions. By leveraging our comprehensive support, women entrepreneurs can overcome barriers, drive innovation, and achieve sustainable growth, fostering greater inclusivity and economic mobility in their businesses.

Join a community with likeminded founders. Join our knowledge events designed to bring new skills to you and your team. Network with us, you are not alone.

Financial Products offered

At CYK Financial, we believe that everyone deserves access to the goods and services they need without the stress of upfront payments. Our Sales Financing Solution is designed to provide flexible financing options that empower customers to make purchases today and pay over time, all while enjoying competitive rates and transparent terms. With CYK Financial’s Sales Financing, your goals are within reach. Start your journey to smarter purchases with us today!

Sign up today

Call for expression of interest

CYK invites applications from female entrepreneurs seeking to grow their businesses.  By joining CYK, your enterprise will have a partner who will work with you to meet your business financing and operational needs.

Our Partners